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PaidViewPoint Review: Is This Survey App Worth Your Time?

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If you’ve ever dipped your toes into the world of money-making apps, you already know that not all survey sites are created equal. Some promise big earnings and deliver pennies. Others waste your time with endless disqualifications. So how does PaidViewPoint stack up?

Please note: This post contains affiliate links which means that if you click through them, we may be financially compensated for directing you there and when you sign up for a program or service.

PaidViewPoint Review Image

As seasoned money savers and deal hunters, we decided to put this survey platform to the test. Here’s what you need to know before signing up.

What Makes PaidViewPoint Stand Out?

1. No disqualifications—ever.
This is one of the biggest perks of PaidViewPoint. Once a survey appears in your dashboard and you start it, you’re guaranteed to finish and get paid. No wasting time answering 10 minutes’ worth of questions only to be told you’re “not a match.”

2. Simple, quick surveys.
PaidViewPoint specializes in short, straightforward surveys that typically take 1–4 minutes to complete. The platform focuses heavily on consumer sentiment research, so most questions are easy and opinion-based. Occasionally, you may have a longer survey that comes your way, but for the most part, the surveys are relatively quick and easy.

3. Honesty Score = Higher Pay.
Your earning potential is tied to something called a TraitScore, which reflects how consistent your answers are over time. The higher your score (up to 10,000), the better your payout rate per survey. New users start low, but your score rises as you answer honestly and consistently.

4. Low-ish payout threshold.
You can cash out via PayPal once you reach $15, which isn’t as low as some survey apps, but doesn’t take too long to get to.

How Much Can You Really Earn?

Let’s be clear: PaidViewPoint won’t replace a part-time job, but it can be a reliable, low-effort side earner.

Most surveys pay between $0.03 and $0.10 while you’re building your TraitScore. Once you reach the top tier, earnings increase – especially when you get “research surveys,” which pay significantly more.

Realistically, many users report making $10–$25 per month depending on how active they are and how many surveys they receive.

That said, the app’s biggest strength is that surveys are always quick and guaranteed to pay something. No frustration, no wasted time.

What We Liked

  • Super easy to use – great mobile experience
  • No disqualification headaches
  • Quick surveys you can knock out while waiting in line
  • Reliable PayPal payouts
  • Fun trait-based scoring system that rewards consistency

What Could Be Better

  • Surveys don’t come daily for everyone
  • Earnings start slow until your TraitScore improves
  • Payouts are small unless you catch higher-value research surveys

Who Is PaidViewPoint Best For?

PaidViewPoint is ideal for anyone who:

  • Wants a no-stress way to earn a few extra dollars each month
  • Prefers short, predictable surveys
  • Hates being kicked out midway through a survey (don’t we all?)
  • Enjoys stacking small earnings across several apps

If you’re looking for a full-fledged side hustle, this isn’t it – but it’s perfect for low-effort, supplementary cash.

Final Verdict

PaidViewPoint is one of the more trustworthy and user-friendly survey apps in a crowded market. With guaranteed payouts, short surveys, and an easy cash-out system, it’s a smart addition to your money-saving toolkit – especially if you’re already using apps like Swagbucks, InboxDollars, or Fetch.

It won’t make you rich, but it will pay you reliably for your time, with minimal hassle—and that’s more than many survey apps can say.

If you want a simple way to earn a little extra spending money, PaidViewPoint is absolutely worth trying.

Budget-Friendly Ideas for Stocking Stuffers Everyone Will Love

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The holidays are right around the corner, and if you’re anything like us, you love stuffing those stockings full of fun surprises—but not draining your wallet in the process. Luckily, there are plenty of cheap stocking stuffers that still feel thoughtful and festive. Whether you’re shopping for kids, teens, or adults, here are some holiday gifts under $10 that will make everyone smile (and keep your budget intact).

Budget Friendly Ideas for Stocking Stuffers

Please note: This post may contain affiliate links which means that if you click through them and make a purchase, we may be financially compensated for directing you there.

For Kids

  1. Mini Art Kits – Think crayons, watercolor sets, or coloring books. Perfect for snow-day creativity.
  2. Fidget Toys & Pop-Its – Always a hit and often found in multipacks for less than $10.
  3. Hot Cocoa Bombs – Sweet, fun, and easy to find at discount stores or make yourself.
  4. Fun Socks – Character socks or fuzzy winter socks make practical and cozy gifts.
  5. Books or Activity Pads – Head to your local dollar store or check Amazon’s under-$10 section for seasonal reads.

For Teens

  1. Lip Balm Sets or Mini Skincare – Small, trendy, and useful.
  2. Phone Accessories – Pop sockets, cute charging cables, or reusable cleaning cloths.
  3. Scrunchies or Hair Clips – Grab a multipack and split it between multiple stockings.
  4. Mini Candles – Cozy scents in small jars are easy to find for under $5.
  5. Gift Cards – $5 – $10 to a coffee shop or favorite fast-food spot is always appreciated.

For Adults

  1. Travel-Size Self-Care Products – Think hand lotion, dry shampoo, or bath bombs.
  2. Coffee or Tea Samplers – Perfect for those chilly winter mornings.
  3. Reusable Kitchen Gadgets – Mini spatulas, reusable straws, or silicone baking mats.
  4. Hand Warmers or Cozy Gloves – A practical and useful gift for Michigan winters!
  5. Sweet Treats – Gourmet chocolate bars or homemade holiday fudge wrapped in festive packaging.

Bonus Tip: Bundle and Save

Sometimes, the best way to stretch your dollar is by buying in bulk. Grab multipacks of items like lip balms, candles, or fidget toys, then divide them up among several stockings. You’ll save big while giving each person something thoughtful.

The Bottom Line

Stocking stuffers don’t have to be expensive to be meaningful. With a little creativity (and a few smart shopping strategies), you can fill those stockings with frugal Christmas gifts that bring joy without breaking the bank.

Want even more affordable holiday finds? Join our Christmas Gifts and Toy DEALS Group on Facebook!

Weekend Deal Round-Up: Grab These Before They’re Gone!

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Hey fellow money savers! It’s time for a little weekend shopping treat – I’ve rounded up some of my favorite deals happening right now. Whether you’re looking to upgrade your kitchen, snag a new tech find, or treat yourself (or someone else), here are eight standout offers worth checking out:

  1. Play-Doh Advent Calendar (affiliate link)
    • What it is: A solid pick if your kids love arts and craft activities
    • Why I like it: it’s an affordable advent calendar option at only $11.99 (regularly $19.99) and not only features Play-Doh, but fun how-to cards that will give you a little creative inspiration as you countdown towards Christmas
    • Quick tip: Make sure to check shipping dates so it arrives in time if you’re prepping for the holidays.
  2. Monopoly Jr. Peppa Edition (affiliate link)
    • What it is: Classic Monopoly Jr. but with a Peppa Pig twist!
    • Why I like it: Monopoly Jr. is one of my favorite board games to play with kids and Peppa Pig is a favorite character around my house.
    • Quick tip: There is a limited quantity available at the discounted price (it’s 50% off right now!), so if this is on your kids’ holiday wish list, act sooner rather than later so you don’t have to pay full price.
  3. 26-Piece Non–Stick Cookware Set (affiliate link)
    • What it is: A 26-piece non-stick cookware set that includes an 8” fry pan, 9.5” fry pan, 11” fry pan 2-qt saucepan with lid , 2.5-qt stockpot with lid, 4.5-qt stockpot with lid, 6-qt stockpot with lid, 4.3-qt sauté pan with lid, ladle , slotted spatula, spatula, tongs, pasta sever, steamer , and 7 pan protectors .
    • Why I like it: Other than it being absolutely stunning, I love that the pans heat up quickly and evenly and can be used on a variety of cooktops. The set is also on sale for $129.99 (regularly $299.99)
    • Quick tip: Check reviews and see how this compares to other similar sets before purchasing.
  4. Lightweight Fall Twist Cable Knit Cardigan (affiliate link)
    • What it is: A versatile cardigan that’s perfect for fall
    • Why I like it: The color is stunning, and it looks so cozy! And of course it has pockets and is on sale for $19.99 (regularly $36.98)
    • Quick tip: If you’re shopping for a gift, this could be one of those “wow” items that gets appreciated and used.
  5. Bronzer Facial Drops (affiliate link)
    • What it is: Bronzer that will give you a nice skin-kissed glow!
    • Why I like it: It’s got great reviews and its 75% off!
    • Quick tip: Try bronzer on a less conspicuous part of your body first so that you can make sure it looks natural before applying to your face.
  6. Little Tikes Princess Cape Cottage Playhouse (affiliate link)
    • What it is: This pink Little Tikes Cape Cottage Playhouse features an enchanting style, ideal for imaginative role-play for children aged 2 to 8 years old.
    • Why I like it: My kids had a similar one that they loved to play house in. It’s a great addition to any backyard and this is the lowest price I’ve seen yet – only $84 (regularly $139.99)!!
    • Quick tip: Offers like this can have shorter windows or limited quantities — if it’s something you’ve been eyeing, don’t wait too long.
  7. DV Dolce Vita Women’s Joque Sporty Retro Lace-Up Sneakers (affiliate link)
    • What it is: A lightweight shoe available in a variety of vibrant colors
    • Why I like it: The look of these shoes are really wow-worthy and the reviews seem to note that the shoes are rather lightweight. Although sizes are starting to run out, there are still quite a few varieties to choose from at 40% off.
    • Quick tip: Make sure to use your Rakuten or BeFrugal account to save even more through cash back opportunities (referral links).
  8. The Children’s Place Toddler Short Sleeve Summer T-Shirt Set (affiliate link)
    • What it is: A multi-pack of adorable t-shirts featuring summery themes and vibes.
    • Why I like it: The designs of the t-shirts are adorable and the price for all four shirts is only $11.45 (regularly $49.95)
    • Quick tip: There are only a few sizes remaining, so act quickly!

Bonus Heads-Up:

  • If you’re buying multiple items, check if shipping gets combined (or if you hit a free-shipping threshold).
  • It’s smart to save the deal links now, and revisit before you check out — prices can shift.
  • Keep a note of what you purchased and when — returns or exchanges can become tricky as we head into busier shopping seasons.

What’s Coming Next Week:
As we move closer to the holiday shopping season, I’ll be keeping an eye out for doorbuster deals, pre-holiday price drops, and bundle offers. I’ll drop another round-up early next week for you. Stay tuned!

5 Sneaky Ways to Save on Halloween Decor (Even Last Minute)

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If Halloween snuck up on you this year (again), don’t worry — you’re not alone! The good news? You don’t have to spend a fortune to make your home look festive. Whether you’re decorating for trick-or-treaters or just love the Halloween vibe, these sneaky money-saving tips will help you score cheap Halloween decor and even some of the best Halloween deals of 2025.

Entryway with Halloween Decorations in the Background and title of post in text

Please note: This post may contain affiliate and/or referral links which means that if we direct you towards a purchase, we may be financially compensated for doing so. Thank you for supporting Money Saving Duo!

1. Shop the “Non-Halloween” Aisles

Here’s a little secret: some of the best Halloween decor isn’t even in the Halloween section.

  • Check the clearance or home decor aisles for black, orange, or metallic items like candles, vases, and throws — they can easily double as Halloween decor.
  • Fairy lights from the holiday section or even leftover Christmas lights can create that eerie glow.
  • Plain black tablecloths and mason jars can be turned into gothic table settings with just a few DIY touches.

???? MoneySavingDuo Tip: Look for items labeled “harvest” instead of “Halloween” — they may be cheaper and can stay up through Thanksgiving.

2. Use Coupons and Cashback Extensions

Before you click “buy,” make sure you’ve got your digital savings tools in place. Install browser extensions like Rakuten or BeFrugal to automatically add cash-back offers on Halloween items. You can often stack these with store sales or rewards programs for extra savings.

???? Bonus Trick: Depending on the store, they may have their own deals on their digital app. Keep an eye out for limited-time Halloween deals — especially around the last week of October!

3. Go Thrifting for Spooky Finds

Your local thrift or resale store is a Halloween goldmine. You’ll find:

  • Vintage candlesticks
  • Costume accessories
  • Frames and mirrors perfect for that old house vibe

With a quick coat of black spray paint or a little fake cobwebbing, you can turn secondhand finds into unique Halloween showstoppers — for a fraction of the cost.

???? Pro Tip: Visit on weekdays for fresh inventory and less competition from other last-minute decorators.

4. Get Crafty with What You Already Have

Before spending a dime, raid your own closets and craft drawers. Old sheets = ghostly drapes. Empty bottles = potion props. Black construction paper = DIY bats and creepy silhouettes.

Even better, invite your kids or friends to join in for a mini “Halloween craft night.” You’ll save money and make memories while decorating together.

5. Shop Right After Halloween for Next Year

The ultimate sneaky saver move? Think ahead. The day after Halloween, most stores mark decor down by 70–90%. Stock up on classics like string lights, pumpkins, and skeletons to stash away for next year. You’ll thank yourself (and your wallet) when you’re already prepared for 2026 — at a fraction of the cost.

???? Insider Hack: Some retailers, like HomeGoods and Lowe’s, quietly discount items even earlier — start checking a few days before Halloween to beat the rush.

Final Boo-thought ????

You don’t need to spend big to make a big Halloween impact. With a little creativity, timing, and smart shopping, you can transform your space on a budget — and still have money left for the candy bowl.

So grab your glue gun, open your cashback app, and get ready to make this Halloween both spooky and savvy.

5 Ways to Spring Clean Your Finances

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Spring isn’t just for dusting off shelves and organizing closets—it’s the perfect time to tidy up your financial life, too! Just like your home, your budget, spending habits, and savings strategies can accumulate a bit of clutter over time. At Money Saving Duo, we believe that a little intentional effort can go a long way in helping you save more and stress less.

Please note: This post may contain affiliate links that when clicked, may result in us being financially compensated for directing you there.

5 Ways to Spring Clean Your Finances InfoGraphic

Here are five smart ways to spring clean your finances and set yourself up for a successful year ahead:

1. Review and Refresh Your Budget
Think of your budget like a junk drawer—it needs a good clean-out now and then. Start by comparing your current expenses to what you budgeted at the beginning of the year. Are there any subscriptions you no longer use? Has your grocery bill crept up? Adjust your spending categories to reflect your current lifestyle and goals. Consider using a budgeting tool like YNAB or Monarch (which is the one we currently use), or a simple spreadsheet to track things more clearly.

Related: Why We Chose Monarch Money When Our Favorite Money App Decided to Come to An End

2. Unsubscribe and Unfollow
Marketing emails and social media ads can be a real temptation when you’re trying to save. Use this season to hit “unsubscribe” on promotional emails from retailers you don’t shop at regularly and unfollow influencers or brands that prompt impulse purchases. Out of sight, out of cart!

3. Automate Your Savings
Make saving a no-brainer by automating it. If you haven’t already, set up a direct transfer from your checking to your savings account—either with every paycheck or once a month. Even small amounts add up over time. You can also check if your bank offers “round-up” savings features that put your spare change to work.

Want your savings to go even further? Consider a higher yield savings account. We use Wealthfront for ours and currently get a 4% APY. Sign up through our referral link below and you’ll also get a 0.50% APY boost for up to 3 months.

4. Clean Up Your Credit
Take a few minutes to check your credit report at AnnualCreditReport.com, which allows you to get free reports from each of the three major bureaus. Look for any errors or suspicious activity. If your score could use a boost, consider setting reminders to pay bills on time or paying down high-interest debt more aggressively.

5. Reevaluate Your Goals
Just like your home evolves with the seasons, so should your financial goals. Are you saving for a summer vacation, a new car, or building an emergency fund? Update your goals to match your current priorities. Use visual reminders like a savings tracker or goal thermometer to stay motivated!

Spring is all about new beginnings—and your finances deserve a fresh start, too. Tidy up, tune in, and take control of your money this season. Your future self will thank you!

Resources shared in this post:

Free Winter Weekend Activities for Families to Do Together

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With Christmas over, it’s possible that you and your family are looking for ways to maximize the time you have together now that break is over. If this sounds like you, here are a few of our favorite ways to spend time together this time of year without spending lots of money:

1. Sledding

Grab your sled or borrow one, but this can be a great way to spend the afternoon. Bundle up and find your local sledding hill and get ready for some fun. Most communities have a go-to freebie spot, so be sure to ask around before you head out.

2. Visit Your Local Library

If you’re looking for an indoor activity, we always enjoy trips to our local library. The library features a variety of books, magazines, puzzles, computer games, and more to explore. Check your library’s website to see if any family activities are taking place over break—many libraries host free events like storytime, craft sessions, or movie screenings throughout the year.

3. Go for a Winter Wonderland Scavenger Hunt

Head outdoors and create a scavenger hunt list of winter-themed items to find—think icicles, pinecones, animal tracks, or a red cardinal. This is a great way to keep everyone active while exploring your neighborhood or a nearby park. Don’t forget to bring a thermos of hot cocoa to warm up afterward!

4. Break Out a Board Game

Dust off those board games in the closet and host a family game day. Whether it’s a classic like Monopoly or a quick round of Uno, playing games together can spark lots of laughs and friendly competition.

5. Host a Movie Night

Transform your living room into a cozy theater with blankets, popcorn, and everyone’s favorite movies. You could even pick a theme for the night, like classic winter films or animated favorites.

6. Volunteer at a Local Non-Profit

Spend time giving back as a family by volunteering at a local non-profit organization. Soup kitchens, animal shelters, or food banks often welcome extra hands, especially during the winter months. It’s a wonderful way to bond while making a difference in your community.

7. Go Ice Skating at an Outdoor Rink

Many communities offer free or low-cost access to outdoor skating rinks. Bring your own skates if you have them, or check if there are affordable rentals available. It’s a fun way to enjoy the crisp winter air together.

8. Take a Winter Nature Walk

Bundle up and take a leisurely walk through a local park, nature trail, or nearby woods. Bring along binoculars for birdwatching or see how many different types of trees and plants you can spot in their winter state.

9. Have a Snowman or Snow Fort Building Contest

If there’s snow on the ground, challenge each other to build the most creative snowman or sturdy snow fort. Add props like hats, scarves, or old buttons to bring your creations to life.

10. Create Homemade Winter Crafts

Gather supplies from around the house (or your local dollar store) and spend an afternoon making winter-themed crafts. Try paper snowflakes, pinecone bird feeders, or DIY hot cocoa kits.

11. Organize a Winter-Themed Photo Challenge

Take turns snapping pictures of winter scenes like frosted windows, snow-covered branches, or playful family moments. Create a mini photo album or slideshow at the end of the day.

12. Bake Together as a Family

Spend time in the kitchen baking cookies, bread, or a fun winter-themed treat. Kids can help decorate baked goods, and everyone will enjoy the delicious rewards!

13. Visit a Local Museum or Community Center

Check out free admission days at local museums or see if your community center is hosting any winter-themed events. Many places offer family-friendly options that are engaging and educational.

15. Set Up an Indoor Obstacle Course

Use pillows, chairs, blankets, and other household items to create a fun obstacle course indoors. Time each family member to see who can complete it the fastest!

With these fun and budget-friendly ideas, you’re sure to make the most of your family time this winter! Which of these activities will you try first?